10 Practical Lessons from Happy Money by Ken Honda

Recently came across this book and I love this books so much. This is a money EQ book which focuses more on your emotions you have with your money. I believe its not about the amount of money you have on your bank account that makes your rich but the emotions you feel around money that actually makes you rich. Because you can be multimillionaire and still feel broke.

Here are 10 practice lessons that you can start to apply to heal your relationship and be at peace around money.

1. Say “Thank You” Every Time You Spend or Receive Money

Whether you’re paying a bill or getting a salary — say “Thank you” (or “Arigato”) to your money. This shifts your mindset from fear to appreciation.

Try this: Whisper “Thank you” when tapping your card or checking your bank balance.

2. Track Your Emotions When Handling Money

Notice how you feel when spending, saving, or thinking about money. Are you stressed, guilty, or grateful?

Keep a money journal: “Today I felt ____ when I paid for ____.”

3. Declutter Your Wallet and Bank Accounts

A messy wallet or financial space reflects chaos. A tidy one invites clarity and flow.

Clean out old receipts, organize your cards, and review unused subscriptions.

4. Stop Saying “I’m Bad with Money”

Your words shape your financial reality. Replace self-criticism with empowering phrases.

Say: “I’m learning to create a healthier relationship with money.”

5. Give With Joy — Even Small Amounts

Don’t wait to be rich to give. Happy money multiplies when shared from the heart.

Tip with a smile, donate RM5 to a cause, or buy a friend a tea.

6. Know Your Money Personality

Are you a spender, saver, or avoider? Knowing this helps you make smarter, kinder financial choices.

Reflect: “What are my top 3 money habits?”

7. Shift from Scarcity to Trust

Instead of fearing lack, trust that money will flow again. It always has.

Practice: Next time you feel worried, take 3 deep breaths and say, “I am supported.”

8. Offer Your Work with Love, Not Pressure

Do your work as a service and with love.

Instead of seeing your work as just survival, try shifting your energy — even a little.

Ask yourself:

“Can I do this task with more care today?”

“Can I bring kindness into this conversation?”

9. Keep a “Money Gratitude” List

Every night, write 1–3 ways money supported you that day (food, transport, comfort).

10. Focus on What You Do Have

Appreciate what you already receive — even if it’s small. Gratitude invites more.

Each night, write down 3 ways money supported you today.

Happy money isn’t about how much you have — it’s about how you feel.

Happy Money is more than a book reminds us that money isn’t just a number; it’s an energy we carry and exchange daily.

Take what resonates from these lessons and start infusing more peace, gratitude, and love into your financial life — one thought, one transaction at a time.

To explore more of Ken Honda’s work and dive deeper into the world of Money EQ, you can visit his official website:

Ken Honda’s Website

Thank you.